Long-Term Care Insurance: Wellness Program Impacts on Claims and Health Outcomes

Insurance partner Nolan Tully and associate Jamie Campisi recently coauthored an article for LexisNexis Practical Guidance that discusses how wellness programs can be used to potentially prevent, delay or lower the severity of long-term care claims and improve health outcomes.

They give an overview of the wellness programs, noting that they are largely focused on pre-insurance-claim intervention but that services can be provided to healthy, at-risk and on-claim populations alike. Nolan and Jamie provide examples of wellness initiatives, including engagement initiatives, support wellness interventions and care wellness programs.

Managed care programs existing outside of traditional long-term care insurance have been successful, and the authors provide examples of wellness programs that demonstrate significant benefits. Nolan and Jamie also acknowledge the current challenges in wellness program implementation and how the National Association of Insurance Commissioners (NAIC) is confronting them.

Read the full LexisNexis Practice Guidance article.

This excerpt from Practical Guidance, a comprehensive resource providing insight from leading practitioners, is reproduced with the permission of LexisNexis. Reproduction of this material, in any form, is specifically prohibited without written consent from LexisNexis.

About the Author: Nolan Tully

Nolan Tully advocates for insurance and financial services clients facing challenges in various aspects of their businesses. Nolan assists life, long-term care and disability insurers as well as annuity issuers with product development, regulatory compliance, and dispute resolution and litigation. Visit Nolan's bio on the Faegre Drinker website.

About the Author: Jamie Campisi

Jamie Campisi provides strategic guidance to clients as they navigate the legal complexities of the insurance industry. As a summer associate with the firm, Jamie assisted with a range of matters, including the development of institutional guidelines and a handbook for supporting employees undergoing a gender transition to ensure the client’s compliance with applicable laws. She served as a clerk for Justice Barry T. Albin of the Supreme Court of New Jersey prior to returning to the firm, and was a judicial extern for Chief Judge Jose L. Linares of the U.S. District Court for the District of New Jersey during law school. Visit Jamie’s bio on the Faegre Drinker website.

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